Plant your Savings,
Watch them Grow.

Earn up to 12% APY. Now that's what we call high yield!

Join the waitlist now to earn a boosted APY + a chance to win $1000
Features

Discover the Power of YieldClub

Grow your savings, without the guesswork.

We built YieldClub for people who want better returns than a traditional savings account-without having to become an expert in crypto or investing.

Your money works harder, while you stay in control.

Smart, Simple Investing

No jargon, no stress. Just clear steps to grow your savings with better returns than anywhere else.

Security You Can Trust

Your funds are routed through proven, audited DeFi platforms with over $4 Billion in managed value.

Real-Time Yield Insights

Know exactly where your money's going and how its growing. Get live updates on returns, APY performance and market moves that matter.

Flexible, Transparent Access

No Subscriptions or Account Minimums. Withdraw Anytime. Connect your bank or card in minutes to start earning on your terms, without hidden hoops.

Our Team

Mahesh Vellanki
CEO
Michael Li
CTO
Vajresh Balaji
Product
Jeremy Tan
Engineering

Backed by

FAQs

We've answered the most common questions about YieldClub.

What is YieldClub?

YieldClub is a mobile app that helps you grow your savings with higher returns than a traditional bank without needing to know anything about crypto or investing.  We do all the heavy lifting behind the scenes so your money can work harder, while you stay in control.

What is DeFi?

YieldClub leverages DeFi (short for Decentralized Finance), a new way to earn, lend, and borrow money using blockchain technology. No banks or middlemen required.

What are the main benefits of using YieldClub?

- Self Custody: You always control your funds.
- Simple Onramps: Connect a debit card or bank account to deposit funds.
- Real Yield: Start earning instantly through leading DeFi platforms without any monthly subscriptions!

How do I create an account?

1. Download the App
2. Verify your Email Address
3. Add funds and start earning yield.

How do I track my earnings?

Your dashboard shows real-time earnings, historical returns, and detailed transaction history—all in one place.

How can I add funds to YieldClub?

Two easy options:

1. Fiat deposit: Link your bank account to deposit via ACH (where supported).
2. Crypto Transfer: Send stablecoins like USDC or USDT from your exchange or wallet to your YieldClub wallet.

How does YieldClub generate yield?

We route your funds to trusted DeFi platforms like Morpho, which generate yield through secure lending. Morpho manages over $4B in assets and is used by teams like Coinbase, Binance, and Centrifuge.

What kind of returns can I expect?

Yields vary by market conditions and are shown live in the app. Typically, they range between 5–12% APY—far higher than traditional banks.

How often is interest added to my balance?

Interest accrues in real-time and compounds automatically. You can withdraw both your earnings and principal anytime.

Is there a lock-up period for my funds?

No lock-ups. Withdraw anytime, anywhere.

How long do withdrawals take?

1. Crypto Withdrawals: Usually instant
2. Bank Withdrawals: Withdrawal from YieldClub is instant. Your bank may take 1-3 business days to show the funds in your account (depending on method).

Does YieldClub have a referral program?

Yes! Share your referral link from the Rewards tab to boost your APY when friends join.

Is YieldClub available worldwide?

We’re live in most countries and always expanding!